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mortgage?
Posted by James on April 19, 2010 in Home Loans | ∞
bjm_116
if i buy a home of $350,000 detached / semidetached and 10,000 down payment then how much mortgage will i have to pay every month????
if i buy a home of $350,000 detached / semidetached and 10,000 down payment then how much mortgage will i have to pay every month????
thanks for the answers 
well if not 10,000 then wat abt 20 or 25 ?
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5 Comments
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depends on your interest rate
lets say you did a 30 year 5% fixed
1825.19 would be your monthly
here’s a calculator.. toss around your own numbers.
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That depends on your interest rate, insurance, tax, term of the loan and the cost of mortgage insurance (which you will need with so small a down payment).
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On a 340,000 mortgage loan (350,000 purchase price with 10,000 down) and an interest rate of 6.25% your estimated monthly payment would be: $2,093.44.
That is assuming the 10,000 down was only the down payment and that you have extra $$$ for closing costs.
While this would include interest, this does NOT include taxes, homeowners insurance, or PMI (private mortgage insurance) which you undoubtedly will have on a mortgage above an 80% loan to value ratio.
Good luck.
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if you have an OK credit, about 2700 with prop. tax and ins.
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It depends on the interest rate and whether you take out a 15 or a 30 year mortgage with an adjustable or a locked in rate.