Archive for August, 2009

Can having many mortgages on your credit drop your score?

Saturday, August 29th, 2009

Now go get ya shine box!!! I have a total of 3 mortgages and I am about to buy 5 more houses. I have heard (not from an expert but he sounded like he was speaking from experience) that once you get up to a certain number of debt or ...

How do lenders come up with the interest rates for mortgages?

Friday, August 21st, 2009

e e in california I want to know how banks set the interest rates for mortgages. All I know is that they move up and down with the fed funds rate and discount rate (Correct me if I am wrong). Does anyone know all factors that play into ...

What percentage of Mortgages does CitiMortgage sell?

Wednesday, August 19th, 2009

great_and_mighty_adam_levine My mortgage has been sold to CitiMortgage, along with basically all of ABN Amro's mortgage business. I have had mortgages with ABN Amro for the past decade, I liked their service, and they never sold my mortgage. My question is, I know that each lender discloses the percentage of mortgages they ...

How do interest rates affect different economic sectors?

Friday, August 14th, 2009

Joakim M It's not made clear as to what sort of economic sectors the question refers to. I know this much at least: -Increasing interest rates Higher mortgage costs Lower CPI Prevents inflation Slows the economy (decreasing GDP) Higher risk of recession -Decreasing interest rates Lower mortgage costs Higher CPI Steers economy towards inflation Speeds up the economy (increasing GDP) Lower risk ...

What different types of mortgages are there? I dont want to be scammed?

Thursday, August 13th, 2009

legacyconsultantsny I dont want to get scammed into taking a mortgage I dont need. Can a mortgage expert enlighten me on mortgages. i would also like to hear the laymans views as well. How many types are out there; Pros and cons. I just heard of an inerest only but ...

What percentage of home loans are in default in America?

Thursday, August 13th, 2009

debbie in the draft I keep seeing the statistic 2.1 Mil in default. What percentage of home loans does that represent?Powered by Yahoo Answers

What type of advertising is permitted for first mortgages vs second mortgages?

Wednesday, August 12th, 2009

scott h What is permitted and what is not permitted for advertising first and second mortgages? Is there a diffreence? According to RESPA, what type of advertising is permitted for first and second mortgages? Is there a difference?Powered by Yahoo Answers

What are mortgage interest rates likely to do in the next day or two?

Wednesday, August 12th, 2009

Adam Today is Wed. 10/8, and my lender just called to tell me rates went up today. We are in escrow and been waiting to lock in because of the bailout plan. My lender said that Bernake (however you spell it) was supposed to lower interest rates but ...

What are federal reserve interest rates and how do they affect the economy?

Sunday, August 2nd, 2009

TNT DynaMiKe I know what the federal reserve is and I know what interest rates are. Now what is a federal reserve interest rate and what the heck does it mean to me?Powered by Yahoo Answers